Ethereum Overview
Borrow ETH against supported Ethereum NFTs or lend ETH to NFT holders on Ethereum mainnet.
How Ethereum Loans Work
Ethereum and Robinhood Chain use the same NFT-loan workflow. On Ethereum, you can lock a supported NFT and receive WETH or fund WETH principal in exchange for fixed interest.
You settle principal and repayment in WETH. Keep ETH for gas, and wrap it into WETH when prompted.
Core Terms
- Network: Ethereum mainnet.
- Settlement: principal and repayment use WETH.
- Native ETH: pays Ethereum mainnet gas and can be wrapped into WETH.
- APY: 50%, 100%, or 200%, depending on the collection.
- Duration: 14 to 90 days, depending on the collection.
- Maximum principal: 98% of the collection floor in the interface.
- Minimum principal: none set by the protocol.
Loan Risk
Your active loan has no price-based liquidation. A falling collection floor does not close it.
You owe the full fixed interest shown at the start, including after early repayment. If you miss the deadline, you risk losing your NFT when the lender claims it.
App Areas
- Borrow ETH: choose a supported NFT and accept an available WETH offer.
- Lend ETH: choose a collection and publish a WETH offer.
- Portfolio: track offers, active loans, repayments, and defaults for the connected wallet.
- History: review settled Ethereum activity for the connected wallet.
- Leaderboard: compare Ethereum lending and borrowing activity. Robinhood Chain has a separate leaderboard.