Robinhood Chain Overview
Use NFTs as collateral for peer-to-peer loans on Robinhood Chain.
How Robinhood Chain Loans Work
The Robinhood Chain product is in Open Beta.
Robinhood Chain is an Ethereum Layer 2 built on the Arbitrum stack. Liquidium.WTF uses Ethereum-based smart contracts for loans on this network.
A borrower locks a supported NFT as collateral and receives the collection's supported loan currency. A lender provides the principal in exchange for interest.
Launch Terms
- Term: 7 or 14 days.
- Gross APY: 150% or 200%, based on the collection tier.
- Maximum principal: 98% of the live collection floor.
- Minimum principal: none.
Loan Risk
Robinhood Chain loans have no price-based liquidation. The collection floor can move above or below the principal without closing the loan.
Repay before the displayed deadline and allow time for on-chain confirmation. After an unpaid loan expires, the lender can claim the NFT from Portfolio.
App Areas
- Borrow: choose a supported collection and NFT, then review the available loan terms.
- Lend: review supported collections and create an offer.
- Portfolio: track offers and loans after connecting your wallet.
- Leaderboard: compare activity across Robinhood Chain users.
Switch Networks and Connect
Use the Bitcoin and Robinhood toggle in the navigation bar to switch networks. On Robinhood Chain, the Connect a wallet modal lets you sign in with an ETH wallet.