Borrow against your assets.

Liquidium.WTF connects borrowers and lenders through loans backed by digital assets. On Bitcoin, you can borrow BTC against supported Ordinals and Runes. On Robinhood Chain, you’ll be able to borrow ETH or USDG against supported NFTs. Lenders fund loans to earn interest.

Choose Bitcoin if you hold Ordinals or Runes, or want to lend BTC. Choose Robinhood Chain if you hold supported NFTs there, or want to lend ETH or USDG. Robinhood Chain lending is coming soon. Each network has separate balances, collateral, and loans.

For Bitcoin, connect a supported Bitcoin wallet such as Xverse or UniSat. For Robinhood Chain, use a compatible Ethereum wallet such as Robinhood Wallet, MetaMask, or Rabby. The app shows the available wallet options for your network. Keep enough BTC or ETH to cover network fees.

You fund a loan backed by collateral. When the borrower repays, you receive your principal plus interest, less any protocol fees. Rates depend on the market and collection. If the borrower defaults, you receive or can claim the collateral instead of repayment. Its value may be less than the amount you lent.

You lose the collateral securing the loan and keep the funds you borrowed. On Bitcoin, the loan’s default process transfers collateral to the lender. On Robinhood Chain, the lender can claim the NFT after the unpaid loan expires. Check the deadline before borrowing and allow time for your repayment to confirm.

Loans on Bitcoin and Robinhood Chain do not use price-based liquidations. A fall in the collateral’s price does not close an active loan. You must still repay by the agreed deadline to keep your collateral.

Review the full repayment amount, fees, and deadline in the app before signing. Terms differ by network. Robinhood Chain launch terms are 7 or 14 days, with a 0.75% borrower activation fee and a protocol fee of 30% of lender interest. Early repayment is allowed, but the full term’s interest is still due. There is no grace period. ETH loans settle in WETH; the app supports wrapping and unwrapping ETH.

Liquidium.WTF offers peer-to-peer loans against Ordinals, Runes, and NFTs. Liquidium.fi is a separate lending app where you can use BTC or ETH as collateral to borrow stablecoins across supported networks.