Question 1

What is Liquidium?

Accepted Answer

Liquidium is a leading platform for peer-to-peer Bitcoin lending, using Ordinal Inscriptions as collateral and ensuring transactions with PSBTs and DLCs on Layer-1 Bitcoin.

Question 2

What is the difference between Liquidium WTF and LiquidiumFi?

Accepted Answer

Originally, Liquidium launched a peer-to-peer lending protocol for Ordinals and Runes. In May 2025, this product was rebranded as LiquidiumWTF.

At the same time, we introduced a new product: LiquidiumFi — a cross-chain lending protocol enabling native borrowing and lending across Bitcoin, Ethereum, and Solana, without bridges or wrapped assets.

The Liquidium Foundation serves as the steward of both protocols, supporting their development, ecosystem growth, and long-term decentralization. It does not control user funds or on-chain execution.

Question 3

What are Ordinals?

Accepted Answer

Ordinals are unique digital assets, similar to NFTs, but stored on the Bitcoin blockchain. They assign unique numbers to individual satoshis and can include inscriptions like images, texts, or code, up to 4 MB.

Ordinal lending is therefore similar to NFT lending but on Bitcoin.

Question 4

Which Wallets are supported?

Accepted Answer

Liquidium WTF supports Xverse, Magic Eden Wallet, Unisat, Leather, OKX Wallet, Phantom, Wizz Wallets.

Question 5

What collaterals can I find on Liquidium WTF?

Accepted Answer

Liquidium WTF supports Ordinals and Runes tokens as collateral.

For Ordinals we include Bitcoin Puppets, Ordinal Maxi Biz (OMB), Nodemonkes, Pizza Ninjas, and more.

For Bitcoin Runes we support PUPS (PUPS•WORLD•PEACE), MIM (Magic Internet Money), GIZMO, BRO (BITCOIN•BRO•BEAR), DOG (DOG•GO•TO•THE•MOON), BILLY (BILLION•DOLLAR•CAT), etc.

For BRC20 we used to support all major tokens like ORDI, SATS, RATS, and more.

Question 6

How is it secure?

Accepted Answer

At Liquidium WTF, we ensure the highest security standards by implementing advanced technologies and practices:

Discreet Log Contracts (DLCs): DLCs enable non-custodial escrows on Bitcoin. The collateral is stored in a DLC during the loan and the DLC can only send the collateral to the borrower or the lender.

Mutual Agreement: Both parties must agree to the contract outcome, preventing unilateral changes.

Reliable Oracles: We use reliable oracles for external data, minimizing risks of manipulation or inaccuracies.

Audits and Open-Sourcing: Our in-house DLCs undergo third-party audits, and we will open-source our oracle technology for community review and contribution.

Transaction Integrity: We use the sighash_all signing method to protect transactions from unauthorized changes.

Your assets' security and peace of mind are our top priorities.

Question 7

How to earn interest?

Accepted Answer

You can earn yield on Liquidium WTF by lending your Bitcoin (BTC) to borrowers.
You can choose Ordinals and Runes as collateral to lend out your BTC. We have manual and instant loans for you to choose.

Disclaimer: This is not financial advice. Conduct thorough research and consult a financial advisor before making investment decisions. Proceed with caution and at your own risk.

Question 8

How can I hedge against my Bitcoin Assets (Ordinals and Runes)?

Accepted Answer

You can use Liquidium WTF to potentially profit if you expect a drop in Bitcoin Asset's value.

Let's use Ordinals as example.

Here's how:

1. Purchase an Ordinal: Buy an Ordinal for, say, 0.25 Bitcoin (BTC).

2. Take a Loan on Liquidium: Use the Ordinal as collateral to take out a loan of 0.23 BTC on Liquidium.

3.1 If Price Falls: If the Ordinal's value drops to 0.21 BTC, you can choose not to repay the loan and keep the borrowed 0.23 BTC. You lose the Ordinal but only incur a loss of 0.02 BTC (0.25 - 0.23 BTC) instead of 0.04 BTC (0.25 - 0.21 BTC).

3.2 If Price Stays the Same or Increases: Repay the loan as usual to keep your Ordinal.

Disclaimer: This is not financial advice. Conduct thorough research and consult a financial advisor before making investment decisions. Proceed with caution and at your own risk.

Question 9

How can I leverage my Ordinals for liquidity?

Accepted Answer

You can leverage your existing Ordinals on Liquidium WTF to gain liquidity without selling them. Here's how:

1. Assess Your Holdings: Evaluate the Ordinals you own and their market value.

2. Secure a Loan: Use your Ordinals as collateral to obtain a loan.

3. Purchase More Ordinals: Use the loan to buy additional Ordinals you believe will increase in value.

4. Monitor the Market: Keep track of market trends and the value of your newly acquired Ordinals.

5. Sell at a Profit: Sell the Ordinals when their value has increased sufficiently.

6. Repay the Loan: Use a portion of your profits to repay the loan, including any interest owed.

7. Enjoy Your Gains: The remaining profit is yours, increasing your net worth through strategic leveraging.

Disclaimer: This is not financial advice. Conduct thorough research and consult a financial advisor before making investment decisions. Proceed with caution and at your own risk.

Borrow Bitcoin

Borrow Bitcoinagainst your inscriptions

Lend Bitcointo earn yield on your Bitcoin

SecureDeFi on Bitcoin

Bitcoin Layer-1

Non-Custodial Lending

High Bitcoin Yield

Borrow against Bitcoin Assets

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FAQ

Borrow Bitcoin

New: Liquidium Cross-Chain

Borrow Bitcoinagainst your inscriptions

Lend Bitcointo earn yield on your Bitcoin

SecureDeFi on Bitcoin

Bitcoin Layer-1

Non-Custodial Lending

High Bitcoin Yield

Borrow against Bitcoin Assets

Audited by

Backed By

Featured In

FAQ