Instant Loans for Ordinals: Unlock BTC in Seconds
Jul 3, 2025
Bitcoin-native assets are evolving fast. If you're holding Ordinals—those unique, on-chain digital artifacts inscribed on satoshis—you now have a new way to unlock liquidity without selling. With Instant Loans for Ordinals on Liquidium, you can borrow Bitcoin directly, securely, and within seconds.
This guide covers how Instant Loans work, what makes them special, and how you can use your Ordinals as collateral today.
TL;DR
Borrow BTC instantly by using your Ordinals as collateral.
No need to wait for manual lender approval.
Secure, trustless, and non-custodial thanks to Bitcoin Layer-1 mechanics.
What Are Ordinals?
Ordinals are a way to inscribe digital artifacts—like images, text, or code—directly onto individual satoshis, the smallest unit of Bitcoin. This process turns each satoshi into a unique, immutable token natively on Bitcoin Layer-1. Ordinals allow for true Bitcoin-native NFTs that are secure, decentralized, and permanent, offering creators and collectors new opportunities to engage with Bitcoin.
What Are Instant Loans for Ordinals?
Instant Loans are a feature on Liquidium that allow you to borrow BTC instantly using your Bitcoin-based assets, such as Ordinals, as collateral. Unlike manual loans that require lender counter-signatures, Instant Loans remove the wait by pre-funding loan offers from lending vaults.
This means you can unlock BTC immediately when you accept a matching offer. It's fast, efficient, and fully non-custodial.
The Need for Instant Bitcoin Loans
In the dynamic crypto space, access to capital is critical. Here are some scenarios where instant Bitcoin loans can be invaluable:
Trading Opportunities: Capitalize on short-term trading opportunities in the Bitcoin market without selling your Ordinals.
Leveraging Assets: Increase your Bitcoin holdings by borrowing against your Ordinals, effectively leveraging your assets.
Covering Expenses: Address unexpected expenses or bridge financial gaps without liquidating long-term Ordinals investments.
Downside Protection: Use borrowed BTC to limit losses from falling Ordinals prices, similar to a put option.
Step-by-Step: How to Get an Instant Loan on Liquidium
1. Connect Your Wallet
Go to app.liquidium.wtf and connect a supported wallet (Xverse, Unisat, OKX, etc.).
2. Switch to "Instant Loans"
Select your collateral type (e.g., Ordinals), then toggle to the "Instant Loans" view.
3. Browse Offers
Explore the available loan offers tailored to specific Ordinal collections. Offers include details like interest, LTV, and duration.
4. Choose and Confirm
Pick the offer that suits you and confirm the loan terms. The BTC is transferred to your wallet immediately.
5. Repay to Reclaim
Once the loan term ends, repay the BTC plus interest to get your Ordinals back.
Watch the video below to know the process!
Why Use Instant Loans on Liquidium?
Speed: No waiting on lenders. Get BTC instantly.
Non-Custodial: You always retain control of your wallet and assets.
Security: Bitcoin-native multisig and DLC infrastructure.
Flexibility: Use top Ordinals collections with clear loan terms.
Risks & Considerations
Default Risk: If you don’t repay in time, your Ordinal is transferred to the lender.
LTV Limits: Make sure you're comfortable with the loan-to-value ratio.
Market Volatility: BTC price and Ordinal value fluctuations may affect loan decisions.
Use Top Ordinals Collections As Collateral to Borrow Bitcoin on Liquidium
Now that you own Ordinals, you can put them to good use by putting them up as collateral when borrowing BTC on the Liquidium.wtf platform.
Find your Ordinal, then lock it up to borrow BTC on this secure, trustless, peer-to-peer platform. Once you repay the loan, your Ordinals will be released back to you.
Connect your wallet to LiquidiumWTF and use your Ordinals as collateral to borrow BTC today.
FAQ
What are Instant Loans?
Instant Loans on Liquidium are pre-funded BTC loan offers that let borrowers receive Bitcoin instantly when using their Ordinals as collateral.
Which Ordinals can I use as collateral?
Liquidium supports top Ordinals collections. You can view the supported assets in the app before initiating a loan.
What happens if I don't repay the loan?
If you fail to repay the loan within the agreed term, the lender can unlock your Ordinal as collateral.
How fast is the BTC disbursed?
Once you accept an Instant Loan offer, BTC is transferred to your wallet within minutes after the block confirmation.
Can I still use manual loans?
Yes, Liquidium offers both manual and instant loans. Manual loans offer more collections, while instant loans prioritize speed.