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Coming to Robinhood Chain.

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New chain.Same game.

Borrow ETH or USDG against your NFTs. Lend through fixed offers. The protocol behind 132k Bitcoin loans is coming to Robinhood Chain.

Get launch access

Built on Robinhood Chain, a public Ethereum L2.

RH MachinesQuotronsStonkBrokersCash CatsRekt Tradooor

Bitcoin proof

We've done this before.

132k loans and 4,000 BTC in volume on Bitcoin. 733 active now.

Supported at launch

New chain, new collateral.

Lock NFTs from these collections as collateral.

How it works

How a loan plays out

  1. 01

    Set standing offers

    Pick a collection and set the principal. You see the fixed rate and term before you sign.

  2. 02

    Take an offer

    Lock a supported NFT as collateral and receive ETH or USDG.

  3. 03

    The clock runs

    Repay by the deadline and get your NFT back. After a default, the lender can claim it from the Portfolio page.

  4. 04

    No price liquidations

    Price changes cannot end an active loan. You repay by the deadline or the loan defaults.

For lenders

Lend ETH against NFTs

Set an offer. Earn fixed interest or claim the NFT on default.

  • Up to 200% APY. Rates vary by collection.
  • Set the principal. The cap is 98% of the live floor when you create the offer.
  • On default. Claim the NFT from the Portfolio page.
Get launch access

Select Lend in the form.

For borrowers

Borrow without selling your NFT

Your NFT stays yours when you repay.

  • Borrow ETH or USDG against a supported NFT. Each collection uses one currency.
  • Browse lender offers and choose your deal.
  • The exact deadline appears before you sign. No grace period.
Get launch access

Select Borrow in the form.

Before you sign

Know the loan terms

  • Fixed offers. You agree to the rate and term before you sign. They do not change during the loan.
  • Short terms. Terms can be as short as 7 days. No grace period or early repayment.
  • No price liquidations. Price changes cannot end an active loan.
  • NFT collateral. We don't check your credit. Your NFT is the collateral.
  • Default. After default, the lender claims the NFT from the Portfolio page. The borrower keeps the ETH or USDG.
  • Separate books. Robinhood Chain and Bitcoin activity stay separate.

Robinhood Chain FAQ

The original

Looking for Bitcoin lending?

Borrow Bitcoin against Ordinals and Runes, or lend Bitcoin for up to 380% APY. 132k loans and counting.

Explore Bitcoin lending

New chain. Same game. Your move.

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Liquidium WTF

LiquidiumWTF is the leading decentralized P2P Bitcoin lending protocol where users can borrow BTC against Ordinals and Runes and lend BTC to earn up to 380% APY.

Note: LiquidiumWTF (liquidium.wtf) is the new home of Liquidium’s original research, content, and philosophy. Between 2023–2025, this material was hosted at liquidium.fi and now continues at liquidium.wtf as part of our rebranding.

Built on Bitcoin 🧡. Coming to Robinhood Chain 🏹.