Skip to content
Back

LiquidiumFi vs. Liquidium.WTF: What’s the Difference?

4 min read

LiquidiumFi vs. LiquidiumWTF: What’s the Difference?

In the fast-paced world of decentralized finance, change is constant. One of the more notable recent shifts in the Bitcoin DeFi space is the transition of LiquidiumFi into Liquidium.WTF. If you’ve been wondering why there are two sites—liquidium.fi and liquidium.wtf—this article breaks it all down.

We’ll explore the origins of Liquidium.WTF, what led to the split and rebrand, and how each platform now serves a distinct purpose in the evolving Web3 ecosystem.

TL;DR

  • Liquidium.WTF was the original name of the P2P Bitcoin Lending project.
  • The project split into two branches: LiquidiumFi (multi-chain, cross-collateral) and Liquidium.WTF (Bitcoin-native lending).
  • Liquidium.WTF focuses on Bitcoin L1 assets like Ordinals and Runes.
  • LiquidiumFi continues to explore broader DeFi use cases beyond Bitcoin.
  • Liquidium.WTF is the official successor to the original P2P lending protocol for Bitcoin assets (Ordinals and Runes).

The Origins of LiquidiumFi

Launched in 2022, Liquidium.WTF initially was developed on the Stacks, Bitcoin sidechain. But since the introduction of Ordinals Theory in 2023, Liquidium.WTF quickly pivoted to Bitcoin Layer1 asset for Ordinals. 

From day one, Liquidium.WTF's vision was clear: unlock liquidity from Bitcoin-native assets without needing to sell them. This led to the platform’s adoption of advanced tooling such as Partially Signed Bitcoin Transactions (PSBTs) and Discreet Log Contracts (DLCs) to create secure, non-custodial, peer-to-peer loans.

With the explosive growth of the Ordinals ecosystem in early 2023, Liquidium.WTF pivoted to Bitcoin Layer 1 and quickly became the leading Bitcoin-native lending protocol.

The Evolution: From Liquidium.WTF to Liquidium.WTF

As the ecosystem matured and demand diversified, the Liquidium.WTF team realized the need to evolve the protocol’s roadmap into two distinct trajectories:

1. Liquidium.WTF or LiquidiumFi (liquidium.fi)

This branch retained the name Liquidium.WTF and began focusing on cross-chain lending. The goal here is to enable users to borrow and lend across various blockchain networks, including Bitcoin, Ethereum, Solana etc.

LiquidiumFi vs. LiquidiumWTF: What’s the Difference?

2. Liquidium.WTF (liquidium.wtf)

To avoid confusion and preserve the Bitcoin-native DNA, the core Bitcoin protocol was rebranded as Liquidium.WTF.

Liquidium.WTF continues to operate as the official Bitcoin-native asset lending platform, supporting:

  • Ordinals (Bitcoin NFTs)
  • Runes (Bitcoin fungible tokens)
  • BRC-20 collateral is no longer available on Liquidium.WTF.

It inherits the original LiquidiumFi brand identity, codebase, community, contents and mission—but now laser-focused on Bitcoin Layer 1.

The rebrand to Liquidium.WTF reflects the crypto-native humor and aligns with the cultural ethos of degens, collectors, and builders in the Ordinals and Runes space.

LiquidiumFi vs. LiquidiumWTF: What’s the Difference?

Today’s Key Differences Between Liquidium.WTF and Liquidium.WTF

Feature

Liquidium.WTF

Liquidium.WTF

Focus

Cross chain lending

Bitcoin-native lending

Collateral Types

USDC, USDT, BTC, ETH, SOL etc

Ordinals and Runes

Network

Cross-chain 

Bitcoin; Robinhood Chain is also available in beta

User Base

DeFi users, institutions, retailer users

Bitcoiners, Ordinal collectors, Runes traders

Rebrand to Liquidium.WTF 

Let’s address the elephant in the room.

Some users find Liquidium.WTF and wonder: is this a fake site? Did someone clone Liquidium.WTF?

The answer is: Absolutely not.

Liquidium.WTF is the continuation and evolution of the original Liquidium.WTF project—with the same core team, the same technology stack, and the same commitment to Bitcoin-native finance.

All original LiquidiumFi blog posts are now migrated to Liquidium.WTF. And we are creating new blogs for the new LiquidiumFi after the migration. 

Liquidium.WTF is not a fork. It’s the direct successor of Liquidium.WTF's Bitcoin-native lending platform.

Where the Two Platforms Are Going

  • Liquidium.WTF will likely expand into a modular ecosystem of cross-chain lending tools. Think Aave, but broader.
  • Liquidium.WTF will double down on Bitcoin Layer 1 DeFi.

As a user, if you're interested in Bitcoin-native assets,, Liquidium.WTF is where you want to be.

Conclusion

The evolution from Liquidium.WTF to Liquidium.WTF is a natural and strategic progression. Rather than dilute its focus, the team chose to split into two distinct, purpose-built products.

Liquidium.WTF remains the original home for Bitcoin lending using Ordinals and Runes. Meanwhile, LiquidiumFi explores broader DeFi landscapes including Bitcoin, Ethereum, Solana and more.

So if you're holding Bitcoin-native assets and want to unlock liquidity without selling—Liquidium.WTF is the place to go.

FAQ: LiquidiumFi vs. Liquidium.WTF

Q: Is Liquidium.WTF legit?

A: Yes. Liquidium.WTF is the official successor to LiquidiumFi's Bitcoin-native lending protocol, with the same team and technology.

Q: Why did Liquidium.WTF split into two platforms?

A: To focus on two different market segments: LiquidiumFi for cross-chain lending and Liquidium.WTF for Bitcoin-native assets lending.

Q: Can I still use my Ordinals or Runes as collateral?

A: Yes. Use Liquidium.WTF to borrow BTC using Bitcoin-native assets.

Q: Which platform should I use?

A: Use Liquidium.WTF if you’re dealing with Bitcoin Layer 1 assets. Use LiquidiumFi for broader DeFi applications across chains including Bitcoin, Ethereum, Solana and more.

Authored by Liquidium

Share this article

More app-icon posts
View